If you lose a small claims case, you have a few options:
📌 Accept the judgment – Pay the required amount to avoid further penalties.
📌 Request a payment plan – If you can’t pay in full, you may apply for instalments.
📌 Appeal the decision – You must have a legal reason, such as an error in law.
📌 Apply to set aside the judgment – If you were unable to attend for a valid reason.
A County Court Judgment (CCJ) may be recorded on your credit file if unpaid within 30 days.